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The information, research, opinions and/or recommendations contained in this presentation are for general information purposes only, and are and must be construed solely as statements of opinion and not statements of fact. Whilst all care is taken by SBT Juul Africa Ltd in the preparation of the contents hereof, no warranty, express or implied, as to the accuracy, timeliness, completeness, merchantability or fitness for any particular purpose of any such information is given or made by SBT Juul Africa Ltd in any form or manner whatsoever. All information, recommendations or opinions in this presentation are not intended to provide exhaustive treatment of any subject dealt with and must be weighed solely as one factor in any investment or other decision made by or on behalf of any user of the information contained herein. Such user should consult its own investment or financial or other advisors before making any decision. The information in this presentation is not intended to and does not constitute financial, tax, legal, investment, consulting or other professional advice, and SBT Juul does not purport to act in any way as a financial or investment advisor.